Life Insurance Surrey BC

Provide the people you care about with a financial safety net and protect their future with a life insurance policy from Coughlin Insurance Brokers. We provide both term and whole life insurance policies, as well as specialized policies, like key person insurance. 

Life insurance provides a beneficiary or beneficiaries of your choice with a one-time, tax-free, lump-sum payment when you die. Beneficiaries can range from family members to charities of your choice. People often use life insurance policies to provide their loved ones with a safety net. Life insurance is also used as a wealth management and estate planning tool.

Term Life Insurance

Term life insurance is a type of life insurance policy that protects you for a certain period of time (like 10, 15, 20, or 30 years). When you sign up for a term policy, you choose the term it protects you for. Your policy may automatically renew when the term is over, but your premiums may increase, as risk increases when you age. Some policies allow you to convert from a term policy to a whole (permanent) life insurance policy.

Whole Life Insurance

Sometimes called permanent life insurance, whole life insurance never expires as long as you continue to pay your premiums. Many whole life insurance policies also offer a savings component; these policies offer both life insurance and a form of wealth management. 

Mortgage Protection Insurance

Mortgage protection insurance is a type of life insurance coverage that is designed to help your family members pay for your mortgage in the event that you pass away. Mortgages are temporary, so mortgage protection insurance is typically provided as term life insurance. Other types of insurance, including critical illness insurance, can also be used as a kind of mortgage protection insurance. 

Business & Key Person Coverage

Business and key person coverage is a different type of life insurance - it covers businesses in the event that an invaluable employee passes away. Should the person in question die, the policy will pay out to the business to give it time to recoup from lost sales and find someone who can replace the key person in question. 

Why Choose Coughlin Insurance In Surrey, BC? 

Why People In Surrey Are Signing Up With Coughlin

Preet mann

Kuljinder is an outstanding professional, super knowledgeable, honest, and highly responsive. She handled my insurance renewal with care ensuring I had all the coverage I needed. She was very patient, detail‑oriented and truly amazing to work with, I would highly recommend her for all your insurance needs. Thank you, Kuljinder!

Loveprit Brar

Kuljinder made getting home insurance super easy! She explained everything clearly and found me the best coverage. Really appreciate his help — definitely recommend her!

Narinder Singh Gill

I had a great experience working with Kuljinder for my insurance needs. She was very professional, patient, and explained all the options clearly. Highly recommend her for anyone looking for reliable insurance advice.