Commercial Auto Insurance Surrey BC

Commercial auto insurance is about more than just protecting your vehicles; it’s about protecting your business and your people. At Coughlin Insurance Brokers, we offer a range of customized commercial auto insurance policies for businesses like yours.

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What Is Commercial Auto Insurance?

Commercial auto insurance is a type of business insurance designed to help business owners protect themselves, their employees, and their business when operating motor vehicles. Here in BC, commercial auto insurance is available through the Insurance Corporation of British Columbia (ICBC). It offers specialized insurance for:

Vehicles designated for business use
Fleets of 20 or more vehicles
Ride-hailing (ride-sharing) services
Peer-to-peer vehicle rentals
Motion picture vehicle rentals
Garage service operations

Our licensed insurance brokers can help you navigate the insurance plans available through ICBC. We can also work with you to find supplementary coverage available through private insurers if the plans offered by ICBC do not offer sufficient coverage for your needs.

Claims Examples With Commercial Auto Insurance

Third-Party Liability

Third-party coverage protects you from legal claims arising from damages caused by a vehicle that is being operated for your business. Your third-party liability insurance might pay out if:

During the course of a delivery, an employee drives through a fence, which needs to be replaced.
While driving to meet with a client, you end up in a collision with a bicyclist who chooses to pursue you for medical costs.

Coverage levels and who is covered by third-party liability insurance can vary based on your policy; contact us to learn more!

Collision Or Upset Coverage

Collision and upset coverage protects you if you’re in an accident with another vehicle during the course of business operations. You may be covered whether you or an employee is driving the vehicle, depending on your policy.

Comprehensive Coverage

Comprehensive coverage protects you in the event of damage to your vehicle that isn’t caused by a collision. Fire, theft, vandalism, and more can be covered through comprehensive coverage.

Additional Coverage Options For Commercial Auto Insurance

Loss of use coverage can provide replacement transportation for your business if your vehicle cannot be used after you make a claim. Extended liability coverage can give you added protection against third-party claims. There are several coverage options available through ICBC and other insurers; contact us to learn more!

Get A Free Commercial Auto Insurance Quote In Surrey, BC

Ready to take the next step? Contact us to get competitive quotes on commercial auto insurance. We’ll take the time to get to know you and your needs, and then find policies that will keep you protected.

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Why Choose Coughlin Insurance For Commercial Auto Insurance In Surrey, BC?

Convenience & Expert Service

With over 50 years of experience, we know commercial auto insurance. Our team will help you find the right policies for your fleet, keeping you, your employees, and your business secure.

Competitive Cost Savings

Our brokers work hard to find the best price for the coverage you need. We will look through the policies offered by ICBC and other insurers, and find packages that will help you save money while offering the protection you require.

Customized Coverage Options

No two businesses are the same. Our team will find commercial auto insurance solutions that are tailored to your unique needs. Whether you’re hauling dangerous goods or shooting a movie, we have insurance policies for you.

What Surrey Clients Say About Coughlin Insurance

Preet mann

Kuljinder is an outstanding professional, super knowledgeable, honest, and highly responsive. She handled my insurance renewal with care ensuring I had all the coverage I needed. She was very patient, detail‑oriented and truly amazing to work with, I would highly recommend her for all your insurance needs. Thank you, Kuljinder!

Loveprit Brar

Kuljinder made getting home insurance super easy! She explained everything clearly and found me the best coverage. Really appreciate his help — definitely recommend her!

Narinder Singh Gill

I had a great experience working with Kuljinder for my insurance needs. She was very professional, patient, and explained all the options clearly. Highly recommend her for anyone looking for reliable insurance advice.

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