Home Insurance Surrey BC

Your home is your most valuable asset; protect it with tailored insurance solutions from Coughlin Insurance Brokers.

Our policies offer house insurance, liability insurance, and insurance for your personal property. We also offer tenant insurance and condo insurance - the coverage you need at competitive rates. 

Comprehensive coverage protects from all risks except for excluded risks that are specifically named on the policy. Flood, earthquake, and sewer backup are three risks that are typically excluded. About 20% of Surrey is located on floodplains - flooding is fairly common here, so it can make sense to purchase flood insurance for added protection on comprehensive policies. We can help you determine your risk for flooding and help you find a comprehensive policy that protects you, your home, and your personal property. Other options, like earthquake insurance, are also available.

Many Surrey homes exceed the $1-million replacement cost, requiring protection beyond a standard policy. High-Value Home Insurance ensures your home’s premium materials, custom design, and unique finishes can be fully rebuilt without compromise. These policies also offer higher limits, cash-settlement options, and may require professional appraisals to keep coverage aligned with rising property values. 

Condominium insurance protects condo owners from a wide range of risks. Comprehensive condo coverage provides you with liability insurance, protection for your personal property, and additional protections designed for condo owners. Our policies can protect you from condo assessment fees and provide coverage for improvements you make to your condo unit. 

Tenant insurance protects you when you’re renting a living space. With tenant insurance, you can protect your personal belongings; tenant insurance will also protect you with liability coverage, giving you peace of mind. We offer affordable, comprehensive coverage for tenants in Surrey! . 

Why Choose Coughlin Insurance? 

Why People In Surrey Are Signing Up With Coughlin

Preet mann

Kuljinder is an outstanding professional, super knowledgeable, honest, and highly responsive. She handled my insurance renewal with care ensuring I had all the coverage I needed. She was very patient, detail‑oriented and truly amazing to work with, I would highly recommend her for all your insurance needs. Thank you, Kuljinder!

Loveprit Brar

Kuljinder made getting home insurance super easy! She explained everything clearly and found me the best coverage. Really appreciate his help — definitely recommend her!

Narinder Singh Gill

I had a great experience working with Kuljinder for my insurance needs. She was very professional, patient, and explained all the options clearly. Highly recommend her for anyone looking for reliable insurance advice.