Business Liability Insurance Surrey BC

Accidents happen - even at the most carefully run businesses. Commercial general liability (CGL) insurance protects you and your business from third-party claims arising from injury, property damage, and personal damage (like libel) caused by your business operations. Our team compares liability insurance policies from different insurance providers to find you coverage that suits the needs and budget of your business.

When you’re a professional, your clients, patients, or customers rely on you to provide exceptional service - but accidents can happen to anyone. Professional liability insurance can cover you from third-party claims that arise from errors in your work. We offer several different types of professional liability insurance, including:

• Errors and omissions (E&O) insurance
• Medical malpractice insurance
• Directors and officers (D&O) insurance

Protecting your business means protecting your property. Commercial property insurance policies in Surrey offer coverage for your building, your equipment, goods that you store, and a wide range of other business assets - so if disaster strikes, you can rebuild.

In today’s world, virtually every business uses the internet to interact with clients, store data, and run valuable tools. An online presence can leave you vulnerable to cyberattacks; these attacks can compromise customer data and take your business offline. Cyber liability insurance can help protect you from third-party claims related to breach of privacy policy and lost data, and can even help you restore your systems and hire cybersecurity experts for remediation.

Have a home-based business? Your home insurance policy may not cover the tools and equipment you use for your business; it also might not provide the liability coverage you need if something goes wrong. Home business insurance can assist. The insurance professionals at Coughlin can help you determine what insurance you need for your home business, then find coverage that meets those needs.

When a serious liability claim or class-action lawsuit affects your business, your commercial general liability (CGL) insurance may not be enough to cover all of your costs. Commercial umbrella liability coverage kicks in when liability costs exceed the value of your CGL policy, covering the difference. We can help you determine if an umbrella policy is right for you, then help you find the right policy for your needs.