Home Insurance
Coughlin Insurance understands that your home is more than a financial investment. It is a refuge – the place where you create memories and raise your family. At the end of the day, your home is a place of confidence, comfort and a place where you can feel safe.
Coughlin Insurance can help make sure that you can keep your home feeling like home all the time.
The right coverage for your needs
Basic Coverage. Coughlin Insurance and our insurers will create a custom insurance policy to protect your home from fire, lightning or windstorm damage, theft, and even little things, like coverage for visitors who might slip on an icy driveway. Your homeowner’s policy covers the physical structure of your home, permanent structures on your property, and your personal property.
Comprehensive Coverage. Coughlin Insurance can provide coverage for whatever your needs or worries. We cover damage to your dwelling or personal property from most causes unless it is specifically excluded. It’s commonly referred to as “all risks” and while there are exclusions, it’s as comprehensive as you’ll find.
High Value Home Coverage. Feel confident that you can enjoy the finer things in life with additional coverage through endorsements to your policy. Additional coverage may be purchased for items such as jewelry, furs, bicycles, gold, or silverware beyond the amount covered in a standard policy.
Protection for every kind of home
Different kinds of homes need different kinds of protection. Whether you live in a house or an apartment, regardless of whether you own or rent, you can rest easy that Coughlin Insurance and our partners will work with you to tailor an insurance plan for whatever you need.
Condominium Coverage. Your condominium association insurance offers coverage for your condo building and commonly owned property but Coughlin Insurance will make sure that you have coverage for interior damage, personal property and personal liabilities. Together, we can look at your existing coverage and tailor a plan to make sure everything you value is protected.
Tenant Coverage. If you are renting, your apartment or house is covered by a commercial insurance that covers the physical building. Coughlin Insurance, however, can cover damage to or theft of your personal property. We can help create the most suitable plan to ease your worries be it coverage from fire, lightning, vandalism, mischief or any other perils.
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